BANQUE INTERNATIONALE ARABE DE TUNISIE (BIAT)
BANQUE INTERNATIONALE ARABE DE TUNISIE BIAT
Banks · compartment A
Performance
Computed from Tunis Stock Exchange quotations (817 sessions since 15/05/2023). annualised volatility 21.4% · beta 1.28 · maximum drawdown -16.8% · 52 weeks: 93.710 – 185.000
Block trades
6 block trade(s) declared since 26/06/2024 — off-book, gap to the session close.
| Date | Quantity | Price | Volume MTND | Gap |
|---|---|---|---|---|
| 22/07/2026 | 30,212 | 170.000 | 5.14 | -5.0 % |
| 19/06/2026 | 32,155 | 155.500 | 5.00 | -2.7 % |
| 20/08/2024 | 189,000 | 97.000 | 18.33 | -3.0 % |
| 02/08/2024 | 114,000 | 97.000 | 11.06 | -3.4 % |
| 26/06/2024 | 12,453 | 103.500 | 1.29 | -1.0 % |
| 26/06/2024 | 12,453 | 104.220 | 1.30 | -0.3 % |
Financial ratios
Computed in-house from the financial statements for the year ended 31/12/2025, extracted from the PDF filed on the Tunis Stock Exchange website. Amounts in millions of dinars.
| Sector median | ||
|---|---|---|
| Size and earnings | ||
| Shareholders' equitybalance sheet total | 2,367.8 M | |
| Net income | 385.3 M | |
| Total assets | 26,607.0 M | |
| EBITDA | 609.8 M | |
| Per share | ||
| Earnings per sharenet income / listed shares | 9.443 | |
| Book value per share | 58.035 | |
| Dividend per sharefinancial year 2025 | 6.000 | |
| Valuation | ||
| P/Eprice / earnings per share | 16.9 | ▲ 12.43 |
| Price / book value | 2.75 | ▲ 1.16 |
| Enterprise value / EBITDA | 6.3 | |
| Returns and payout | ||
| Return on equity | 16.3 % | ▲ 8.80 |
| Return on assets | 1.4 % | |
| Dividend yieldat today's price | 3.75 % | ▲ 3.19 |
| Payout ratiodividends / net income | 64 % | |
Quarterly indicators
Net banking income in thousands of dinars, extracted from the published activity indicators.
| Period | Period end | Revenue | Year-on-year |
|---|---|---|---|
| T2 2026 | 30/06/2026 | 404,195 | +0.3 % |
| T1 2026 | 31/03/2026 | 398,528 | +3.5 % |
| T3 2025 | 30/09/2025 | 407,005 | +10.8 % |
| T2 2025 | 30/06/2025 | 402,362 | +13.4 % |
| T1 2025 | 31/03/2025 | 385,144 | +4.8 % |
| T4 2024 | 31/12/2024 | 390,917 | +9.7 % |
| T3 2024 | 30/09/2024 | 367,474 | +5.5 % |
| T2 2024 | 30/06/2024 | 354,656 | +5.9 % |
Dividends
Per-share amounts read from the payment notices filed with the Tunis Stock Exchange. The financial year is the one stated by the company, failing that the year preceding the general meeting.
| Financial year | Dividend per share | Payment date |
|---|---|---|
| 2025 | 6.000 | 12/05/2026 |
| 2024 | 6.000 | 12/05/2025 |
| 2023 | 6.000 | 13/05/2024 |
| 2022 | 5.800 | 15/05/2023 |
| 2020 | 5.000 | 10/05/2021 |
Composite score
60.9 / 100 — rank 17 of 75, on 9 available factors. Each factor is a percentile rank within the market; the score is their weighted average (method and weights). An observational ranking, not investment advice.
Governance
From the minutes of the general meeting of 24/04/2026.
| Chairman | Ismaïl MABROUK |
| Chief executive | Elyes JEBIR |
| Statutory auditors | CMC · PWC |
| Board of directors (9) | Ismaïl MABROUK, Karim MILAD, Hichem DRISS, Mohamed Afif CHELBI, Mohamed Adel BELEFEKIH, Mohamed AGREBI, Fadhel ABDELKEFI, Elyes BEN RAYANA, Cyrine SANCHOU |
Exchange notices
Tunis Stock Exchange decisions and Financial Market Council releases: trading halts and resumptions, admissions, trading hours.
- 27/11NoticeBIAT - Cotation en Bourse suite à l'augmentation de capital de la société décidée par l’AGE du 1er novembre 2024
- 14/11LicensingAgrément de liquidation anticipée : FCC BIAT CREDIMMO 1 et FCC BIAT CREDIMMO 2
- 05/08ListingBIAT - Introduction d'emprunt au Marché Obligataire
- 03/05NoticeBIAT - Division de la valeur nominale
- 25/06NoticeBIAT - Cotation en Bourse suite à l’augmentation de capital
Filings
53 archived document(s); the 20 most recent. Links to the Tunis Stock Exchange PDFs.
- 21/072026BIAT - Indicateurs d'activité trimestriels du 30/06/2026
- 11/052026BIAT - Informations Post Assemblée Générale Ordinaire du 24/04/2026
- 29/042026BIAT - Rapport annuel de gestion du 31/12/2025
- 29/042026BIAT - Informations Post Assemblée Générale Ordinaire du 24/05/2026
- 20/042026BIAT - Indicateurs d'activité trimestriels du 31/03/2026
- 14/042026BIAT - Etats Financiers Annuels Individuels du 31/12/2025
- 14/042026BIAT - Etats Financiers Annuels Consolidés du 31/12/2025
- 13/042026BIAT - Assemblée Générale Ordinaire du 24/04/2026
- 13/042026BIAT - Informations Post Assemblée Générale Spéciale du 12/03/2026
- 10/042026BIAT - Informations Post Assemblée Générale Spéciale du 12/03/2026
- 26/032026BIAT - Communiqué de presse
- 24/022026BIAT - Assemblée Générale Spéciale
- 09/012026BIAT - Appel à candidature
- 21/102025BIAT - Indicateurs d'activité trimestriels au 30/09/2025
- 02/092025BIAT - Etats financiers semestriels au 30/06/2025
- 22/072025BIAT - Indicateurs d'activité trimestriels au 30/06/2025
- 02/052025BIAT - information post AGO du 25/04/2025
- 30/042025BIAT - Communiqué de presse
- 21/042025BIAT - Indicateurs d'activité trimestriels au 31/03/2025
- 11/042025BIAT - Etats financiers annuels individuels au 31/12/2024