MizenميزانTunis Stock Exchange — the daily briefing
Session of 26/08/2026 indices of 26/08/2026 Updated 26/08/2026 at 21:14

UNION BANCAIRE POUR LE COMMERCE ET L INDUSTRIE (UBCI)

UNION BANCAIRE POUR LE COMMERCE ET L INDUSTRIE UBCI

Banks · compartment A

Price
40.700 TND
+1.75 % on the session
Market capitalisation
814 MTND
20,001,529 shares
Free-float capitalisation
163 MTND
20% free float — notice of 30/01/2026
Reservation band
39.080 – 42.320
group 12 · auction · ±4% of the last price
2025 close
33.800
session of 31/12/2025
P/E
12.4
financial year 31/12/2025
Composite score
60.1
rank 19 of 75
Ex-dividend — 1.250 TND per share, session of 07/05/2024Ex-dividend — 1.300 TND per share, session of 21/04/2026Ex-dividend — 1.300 TND per share, session of 05/05/2026
22/08/2023low 18.450 · high 41.80026/08/2026

Performance

Computed from Tunis Stock Exchange quotations (799 sessions since 15/05/2023). annualised volatility 36.6% · beta 0.39 · maximum drawdown -18.2% · 52 weeks: 18.500 – 41.800

1 week-0.5 %
1 month+2.0 %
3 months+7.1 %
Year to date+24.9 %
1 year+116.5 %
3 years+95.0 %

Block trades

1 block trade(s) declared since 18/06/2025 — off-book, gap to the session close.

DateQuantityPriceVolume MTNDGap
18/06/202569,74919.0001.33-6.9 %

Financial ratios

Computed in-house from the financial statements for the year ended 31/12/2025, extracted from the PDF filed on the Tunis Stock Exchange website. Amounts in millions of dinars.

Sector median
Size and earnings
Shareholders' equitybalance sheet total589.3 M
Net income65.9 M
Total assets5,644.3 M
Per share
Earnings per sharenet income / listed shares3.292
Book value per share29.462
Dividend per sharefinancial year 20251.300
Valuation
P/Eprice / earnings per share12.4▼ 12.43
Price / book value1.38▲ 1.16
Returns and payout
Return on equity11.2 %▲ 8.80
Return on assets1.2 %
Dividend yieldat today's price3.19 %= 3.19
Payout ratiodividends / net income39 %

Quarterly indicators

Net banking income in thousands of dinars, extracted from the published activity indicators.

PeriodPeriod endRevenueYear-on-year
T2 202630/06/2026100+11.3 %
T1 202631/03/202693+8.8 %
T3 202530/09/202584+2.7 %
T2 202530/06/202590+16.0 %
T4 202431/12/202486+11.4 %
T1 202431/03/202475+1.3 %
T4 202331/12/202378+0.6 %
T3 202330/09/202373+1.9 %

Dividends

Per-share amounts read from the payment notices filed with the Tunis Stock Exchange. The financial year is the one stated by the company, failing that the year preceding the general meeting.

Financial yearDividend per sharePayment date
20251.30005/05/2026
20241.250—
20231.250—
20221.25009/05/2023
20210.75006/05/2022

Composite score

60.1 / 100 — rank 19 of 75, on 9 available factors. Each factor is a percentile rank within the market; the score is their weighted average (method and weights). An observational ranking, not investment advice.

1 year88
P/E79
Published quarterly revenue76
Price / book value73
Return on equity49
Dividend yield45
Daily liquidity40
Return on assets33
Volatility20

Governance

From the minutes of the general meeting of 03/07/2026.

ChairmanHassine DOGHRI
Chief executiveMohamed KOUBAA
Statutory auditorsCabinet MOURAD GUELLATY · Cabinet DELTA Consult
Board of directors (10)Hassine DOGHRI, Hakim DOGHRI, Laureen KOUASSI-OLSSON, Mehdi BOUHAOUALA, Mehdi TAMARZISTE, Radhi MEDDEB, Neila BENZINA, Samia ZOUAOUI, Sonya BOURICHA, Mouna SAIED

Exchange notices

Tunis Stock Exchange decisions and Financial Market Council releases: trading halts and resumptions, admissions, trading hours.

Filings

47 archived document(s); the 20 most recent. Links to the Tunis Stock Exchange PDFs.